{"id":11369,"date":"2022-12-07T11:49:00","date_gmt":"2022-12-07T11:49:00","guid":{"rendered":"https:\/\/contentsecurity.com.au\/?p=11369"},"modified":"2023-01-18T12:06:09","modified_gmt":"2023-01-18T12:06:09","slug":"why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments","status":"publish","type":"post","link":"https:\/\/contentsecurity.com.au\/why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments\/","title":{"rendered":"Why your business must meet these new standards for accepting credit card payments"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"11369\" class=\"elementor elementor-11369\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1f6e5666 elementor-section-boxed elementor-section-height-default elementor-section-height-default parallax_section_no qode_elementor_container_no\" data-id=\"1f6e5666\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-340a8883\" data-id=\"340a8883\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-16f84db elementor-widget elementor-widget-text-editor\" data-id=\"16f84db\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Retailers and e-commerce businesses that accept credit card payments must move to the new Version 4.0 (V4.0) of the PCI DSS by 31 March 2024.<\/li><\/ul><h6>\u00a0<\/h6><ul><li>Small and medium-sized enterprises who process less than six million Mastercard transactions or the same number of Visa transactions a year can self-assess annually to verify compliance.<\/li><\/ul><h6>\u00a0<\/h6><ul><li>Ongoing security controls and checks are crucial to maintaining compliance.<\/li><\/ul><h6>\u00a0<\/h6><p><strong><em>Does your business accept credit card payments?<\/em><\/strong> If so, you must move to comply with the latest version 4.0 (V4.0) of the PCI DSS standard by 31 March 2025. The current compliance version is V3.2.1<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7aba9d2 elementor-widget elementor-widget-text-editor\" data-id=\"7aba9d2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h3>What is the PCI DSS?<\/h3>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-88daf79 elementor-widget elementor-widget-text-editor\" data-id=\"88daf79\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The <a href=\"https:\/\/www.pcisecuritystandards.org\/about_us\/\">PCI Security Standards Council<\/a> sets the Payment Card Industry Data Security Standard \u2013 or PCI DSS for short. That standard aims to ensure safe payment processing worldwide. The council issued the latest version, V4.0, in March 2022 and there is a two-year grandfathering overlap from the current version (V3.2.1) through to March 2024, but some of the <em>Version 4.0<\/em> changes are initially recommendations that do not become mandatory until <em>March 2025.<\/em><\/p><p>The PCI DSS standard is an industry standard and <em>not <\/em>part of any country\u2019s laws, including Australia.<\/p><p>However, complying with the standard is a <em>contractual requirement<\/em> for businesses and organisations as part of their merchant agreement with their acquiring bank. This involves activities that store, process and\/or transmit the cardholder data of Mastercard, Visa or AMEX credit card holders, plus any activities that may impact the security of that cardholder data such as third-party service providers.<\/p><p>The PCI DSS standard covers 12 domains of security controls depending on which compliance level category a retailer or e-commerce business fits into. The PCI DSS is issued by the PCI Council on behalf of the major card brands.<\/p><p>You can read the details in this <strong><a href=\"https:\/\/listings.pcisecuritystandards.org\/documents\/PCI-DSS-Summary-of-Changes-v3_2_1-to-v4_0.pdf\">36-page guide<\/a> <\/strong>from the PCI Security Standards Council. It also summarises the new requirements. Some changes are significant, others are minor. V4.0 emphasises controls to deflect cyber attacks that involve phishing and social engineering.<\/p><p>Some changes need to be enacted immediately upon cyber security assessment. But you won\u2019t need to comply with the bulk of the new requirements until March 2025.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-380efcb elementor-widget elementor-widget-text-editor\" data-id=\"380efcb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h3>Does the credit card payments standard apply to your business?\u00a0<\/h3>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c665598 elementor-widget elementor-widget-text-editor\" data-id=\"c665598\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The standard has four compliance levels:<\/p><p><strong>Level 1: <\/strong>Merchants who process more than six million Mastercard or six million VISA card transactions each year.<\/p><p><strong>Level 2: <\/strong>Merchants processing between one million and six million Mastercard or one to six million VISA card transactions annually.<\/p><p><strong>Level 3: <\/strong>Merchants who process 20,000 to one million Mastercard or 20,000 to one million VISA transactions annually.<\/p><p><strong>Level 4: <\/strong>Merchants processing under 20,000 Mastercard or 20,000 VISA transactions each year.<\/p><p>Businesses that have recently suffered a cyber-attack or are deemed an information security risk <em>could<\/em> be escalated to a higher level.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-557d031 elementor-widget elementor-widget-text-editor\" data-id=\"557d031\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h3>What\u2019s the risk of PCI DSS non-compliance?<\/h3>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e8a80f9 elementor-widget elementor-widget-text-editor\" data-id=\"e8a80f9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>You might think your business is too small to be caught in the PCI DSS compliance net.<\/p><p>However, your merchant agreement with your bank, or financial institution, may spell out your need to follow the standard. For most businesses, they\u2019ll expect you to send them an annual return to verify your compliance.<\/p><p>If you don\u2019t comply, they could withdraw that payment processing service, which would be a major inconvenience for your customers and clients.<\/p><p>Your bank or financial institution could also levy fines on you on behalf of the card providers.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2cb9cf5 elementor-widget elementor-widget-text-editor\" data-id=\"2cb9cf5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h3>How to meet the standards<\/h3>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d242394 elementor-widget elementor-widget-text-editor\" data-id=\"d242394\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>March 2025 may seem like a long way away, but it takes time and diligence to be able to tick all the boxes to reach that compliance deadline.<\/p><p>Larger businesses must organise a certified cyber security firm to conduct a PCI DSS compliance audit.<\/p><p><strong>Level 2<\/strong> businesses that process between one and six million payments a year undertake an annual PCI self-assessment.<\/p><p>Meanwhile, <strong>Level 3<\/strong> businesses (20,000 to one million transactions per card brand annually), should do the same assessment and have a qualified scanning vendor do a quarterly scan.<\/p><p>If you\u2019re a <strong>Level 4 <\/strong>business, processing under 20,000 payments annually per card brand, you still must be PCI compliant.<\/p><p>Whichever level your business meets, <strong><a href=\"https:\/\/contentsecurity.com.au\/governance-risk-compliance\/\">risk management<\/a><\/strong> should be a continuous activity.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6dc48b3 elementor-widget elementor-widget-text-editor\" data-id=\"6dc48b3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<h3>How to do a PCI DSS assessment<\/h3>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-369d333 elementor-widget elementor-widget-text-editor\" data-id=\"369d333\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Be sure to look at the latest <strong><a href=\"https:\/\/listings.pcisecuritystandards.org\/documents\/PCI-DSS-v4-0-SAQ-A.pdf\">Self-Assessment<\/a><\/strong> Questionnaire A and Attestation of Compliance, issued in April 2022. The PCI Security Standards Council has set up this helpful <strong><a href=\"https:\/\/blog.pcisecuritystandards.org\/pci-dss-v4-0-resource-hub\">resources hub<\/a><\/strong>, to answer any of your questions.<\/p><p>It\u2019s not just \u2018set and forget\u2019 once you\u2019ve achieved the standard though. While it can be challenging to remain compliant, this is less so than businesses starting from scratch to meet the standards. Remember, as part of your ongoing merchant agreement with a financial institution, you\u2019ll need to pass an assessment annually.<\/p><p>Small and medium-sized enterprises often need help understanding the scope of compliance. That is, how their computing network infrastructure is set up and how their payment processes work. They also might not realise the need for:<\/p><ul><li>Security scanning every three months, and<\/li><li>PEN testing of response processes, for example.<\/li><\/ul><h6>\u00a0<\/h6><p>So, if you fail to meet those ongoing requirements, your business won\u2019t pass the annual assessment.<\/p><p>Once you\u2019ve completed your self-assessment, you\u2019ll need to complete a PCI compliance scan. Those results go to your merchant bank, which then sends them to the payment card industry.<\/p><p>You might be tempted to delegate PCI DSS compliance to your IT team, but it should involve many more parts of your business, including finance, risk management, and legal. It\u2019s recommended you bring in outside expertise to guide you through the process.<\/p><p>Compliance with the PCI DSS is essential for business because it highlights continuous improvement and enhances validation methods for payments.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8dec066 elementor-widget elementor-widget-text-editor\" data-id=\"8dec066\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"text-align: justify;\">The Essential 8 dovetail into each other to help create a virtual mesh to protect your business against cyber threats. Do a deep dive into each of the <\/span><a style=\"text-align: justify;\" href=\"https:\/\/www.cyber.gov.au\/sites\/default\/files\/2021-10\/PROTECT%20-%20Essential%20Eight%20Maturity%20Model%20%28October%202021%29.pdf\"><span style=\"text-decoration: underline;\">Essential 8 here<\/span><\/a><span style=\"text-align: justify;\"> \u2013 there\u2019s quite a lot to them. And, ACSC\u2019s <\/span><a style=\"text-align: justify;\" href=\"https:\/\/www.cyber.gov.au\/sites\/default\/files\/2021-09\/11936_ACSC_Ransomware_Action_Checklist_v1.pdf\"><span style=\"text-decoration: underline;\">Ransomware Action Checklist<\/span><\/a><span style=\"text-align: justify;\"> is handy to have as part of your arsenal.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7fa2ee99 elementor-section-boxed elementor-section-height-default elementor-section-height-default parallax_section_no qode_elementor_container_no elementor-invisible\" data-id=\"7fa2ee99\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3c617dcd\" data-id=\"3c617dcd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6f7364fc elementor-widget elementor-widget-heading\" data-id=\"6f7364fc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">For more information please  contact our cybersecurity professionals today. <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4818583e elementor-align-left elementor-icon-list--layout-inline elementor-list-item-link-inline elementor-mobile-align-left elementor-widget elementor-widget-icon-list\" data-id=\"4818583e\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"tel:1300659964\" target=\"_blank\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><h3>Call 1300 659 964<\/h3><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.contentsecurity.com.au\/contact\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-mouse-pointer\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><h3>Send us a message<\/h3><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d023b0a elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5d023b0a\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c61b140 elementor-widget elementor-widget-heading\" data-id=\"7c61b140\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Recent news<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-168d2b38 elementor-widget elementor-widget-bridge_latest_posts\" data-id=\"168d2b38\" data-element_type=\"widget\" data-widget_type=\"bridge_latest_posts.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n<div class='latest_post_holder boxes three_columns one_row' >\n    <ul>\n    \n        <li class=\"clearfix\">\n            <div class=\"boxes_image\">\n                                <a itemprop=\"url\" href=\"https:\/\/contentsecurity.com.au\/enhancing-ot-security-strategies\/\"><img fetchpriority=\"high\" decoding=\"async\" width=\"539\" height=\"303\" src=\"https:\/\/contentsecurity.com.au\/wp-content\/uploads\/2024\/04\/CS-Web-banner-OT-Security-539x303.jpg\" class=\"attachment-latest_post_boxes size-latest_post_boxes wp-post-image\" alt=\"\" \/><\/a>\n            <\/div>\n            <div class=\"latest_post\"  >\n                <div class=\"latest_post_text\">\n                    <div class=\"latest_post_inner\">\n                        <div class=\"latest_post_text_inner\">\n                            <h5 itemprop=\"name\" class=\"latest_post_title entry_title\"><a itemprop=\"url\" href=\"https:\/\/contentsecurity.com.au\/enhancing-ot-security-strategies\/\">Key Strategies and Best Practices for Enhancing OT Security<\/a><\/h5>\n                            \n                            <span class=\"post_infos\">\n                                                                                                \n                                \n                                                            <\/span>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/li>\n    \n        <li class=\"clearfix\">\n            <div class=\"boxes_image\">\n                                <a itemprop=\"url\" href=\"https:\/\/contentsecurity.com.au\/shifting-from-detection-to-proactive-prevention-strategies-in-cybersecurity-risk-management\/\"><img decoding=\"async\" width=\"539\" height=\"303\" src=\"https:\/\/contentsecurity.com.au\/wp-content\/uploads\/2024\/03\/BlogBan-Shifting-from-Detection-to-Proactive-Prevention-Strategies-in-Cybersecurity-Risk-Management-539x303.png\" class=\"attachment-latest_post_boxes size-latest_post_boxes wp-post-image\" alt=\"\" \/><\/a>\n            <\/div>\n            <div class=\"latest_post\"  >\n                <div class=\"latest_post_text\">\n                    <div class=\"latest_post_inner\">\n                        <div class=\"latest_post_text_inner\">\n                            <h5 itemprop=\"name\" class=\"latest_post_title entry_title\"><a itemprop=\"url\" href=\"https:\/\/contentsecurity.com.au\/shifting-from-detection-to-proactive-prevention-strategies-in-cybersecurity-risk-management\/\">Shifting from Detection to Proactive Prevention Strategies in Cybersecurity Risk Management\u00a0\u00a0<\/a><\/h5>\n                            \n                            <span class=\"post_infos\">\n                                                                                                \n                                \n                                                            <\/span>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/li>\n    \n        <li class=\"clearfix\">\n            <div class=\"boxes_image\">\n                                <a itemprop=\"url\" href=\"https:\/\/contentsecurity.com.au\/a-comprehensive-guide-to-third-party-risk-management\/\"><img decoding=\"async\" width=\"539\" height=\"303\" src=\"https:\/\/contentsecurity.com.au\/wp-content\/uploads\/2024\/02\/a-comprehensive-guide-to-third-party-risk-management-539x303.jpg\" class=\"attachment-latest_post_boxes size-latest_post_boxes wp-post-image\" alt=\"\" \/><\/a>\n            <\/div>\n            <div class=\"latest_post\"  >\n                <div class=\"latest_post_text\">\n                    <div class=\"latest_post_inner\">\n                        <div class=\"latest_post_text_inner\">\n                            <h5 itemprop=\"name\" class=\"latest_post_title entry_title\"><a itemprop=\"url\" href=\"https:\/\/contentsecurity.com.au\/a-comprehensive-guide-to-third-party-risk-management\/\">A Comprehensive Guide to Third Party Risk Management (TPRM)<\/a><\/h5>\n                            \n                            <span class=\"post_infos\">\n                                                                                                \n                                \n                                                            <\/span>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/li>\n        <\/ul>\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7342a806\" data-id=\"7342a806\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-198b0aff elementor-widget elementor-widget-sidebar\" data-id=\"198b0aff\" data-element_type=\"widget\" data-widget_type=\"sidebar.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"search-2\" class=\"widget widget_search\"><form role=\"search\" method=\"get\" id=\"searchform\" action=\"https:\/\/contentsecurity.com.au\/\">\n    <div><label class=\"screen-reader-text\" for=\"s\">Search for:<\/label>\n        <input type=\"text\" value=\"\" placeholder=\"Search Here\" name=\"s\" id=\"s\" \/>\n        <input type=\"submit\" id=\"searchsubmit\" value=\"&#xf002\" \/>\n    <\/div>\n<\/form><\/div><div class=\"widget qode_latest_posts_widget\"><h5>Latest posts<\/h5>\n<div class='latest_post_holder image_in_box  ' >\n    <ul>\n    \n        <li class=\"clearfix\">\n            <div class=\"latest_post\"  >\n                <div class=\"latest_post_image clearfix\">\n                    <a itemprop=\"url\" href=\"https:\/\/contentsecurity.com.au\/enhancing-ot-security-strategies\/\">\n                                                <img decoding=\"async\" itemprop=\"image\" src=\"https:\/\/contentsecurity.com.au\/wp-content\/uploads\/2024\/04\/CS-Web-banner-OT-Security-150x150.jpg\" alt=\"\" \/>\n                    <\/a>\n                <\/div>\n\n\n                <div class=\"latest_post_text\">\n                    <div class=\"latest_post_inner\">\n                        <div class=\"latest_post_text_inner\">\n                            <h5 itemprop=\"name\" class=\"latest_post_title entry_title\"><a itemprop=\"url\" href=\"https:\/\/contentsecurity.com.au\/enhancing-ot-security-strategies\/\">Key Strategies and Best Practices for Enhancing OT Security<\/a><\/h5>\n                            \n                            <span class=\"post_infos\">\n                                                                    <span class=\"date_hour_holder\">\n                                        <span itemprop=\"dateCreated\" class=\"date entry_date updated\">05 April, 2024 <meta itemprop=\"interactionCount\" content=\"UserComments: 0\"\/><\/span>\n                                    <\/span>\n                                \n                                \n                                \n                                \n                                                            <\/span>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/li>\n        \n        <li class=\"clearfix\">\n            <div class=\"latest_post\"  >\n                <div class=\"latest_post_image clearfix\">\n                    <a itemprop=\"url\" href=\"https:\/\/contentsecurity.com.au\/shifting-from-detection-to-proactive-prevention-strategies-in-cybersecurity-risk-management\/\">\n                                                <img decoding=\"async\" itemprop=\"image\" src=\"https:\/\/contentsecurity.com.au\/wp-content\/uploads\/2024\/03\/BlogBan-Shifting-from-Detection-to-Proactive-Prevention-Strategies-in-Cybersecurity-Risk-Management-150x150.png\" alt=\"\" \/>\n                    <\/a>\n                <\/div>\n\n\n                <div class=\"latest_post_text\">\n                    <div class=\"latest_post_inner\">\n                        <div class=\"latest_post_text_inner\">\n                            <h5 itemprop=\"name\" class=\"latest_post_title entry_title\"><a itemprop=\"url\" href=\"https:\/\/contentsecurity.com.au\/shifting-from-detection-to-proactive-prevention-strategies-in-cybersecurity-risk-management\/\">Shifting from Detection to Proactive Prevention Strategies in Cybersecurity Risk Management\u00a0\u00a0<\/a><\/h5>\n                            \n                            <span class=\"post_infos\">\n                                                                    <span class=\"date_hour_holder\">\n                                        <span itemprop=\"dateCreated\" class=\"date entry_date updated\">15 March, 2024 <meta itemprop=\"interactionCount\" content=\"UserComments: 0\"\/><\/span>\n                                    <\/span>\n                                \n                                \n                                \n                                \n                                                            <\/span>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/li>\n        \n        <li class=\"clearfix\">\n            <div class=\"latest_post\"  >\n                <div class=\"latest_post_image clearfix\">\n                    <a itemprop=\"url\" href=\"https:\/\/contentsecurity.com.au\/a-comprehensive-guide-to-third-party-risk-management\/\">\n                                                <img decoding=\"async\" itemprop=\"image\" src=\"https:\/\/contentsecurity.com.au\/wp-content\/uploads\/2024\/02\/a-comprehensive-guide-to-third-party-risk-management-150x150.jpg\" alt=\"\" \/>\n                    <\/a>\n                <\/div>\n\n\n                <div class=\"latest_post_text\">\n                    <div class=\"latest_post_inner\">\n                        <div class=\"latest_post_text_inner\">\n                            <h5 itemprop=\"name\" class=\"latest_post_title entry_title\"><a itemprop=\"url\" href=\"https:\/\/contentsecurity.com.au\/a-comprehensive-guide-to-third-party-risk-management\/\">A Comprehensive Guide to Third Party Risk Management (TPRM)<\/a><\/h5>\n                            \n                            <span class=\"post_infos\">\n                                                                    <span class=\"date_hour_holder\">\n                                        <span itemprop=\"dateCreated\" class=\"date entry_date updated\">26 February, 2024 <meta itemprop=\"interactionCount\" content=\"UserComments: 0\"\/><\/span>\n                                    <\/span>\n                                \n                                \n                                \n                                \n                                                            <\/span>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/li>\n        \n        <li class=\"clearfix\">\n            <div class=\"latest_post\"  >\n                <div class=\"latest_post_image clearfix\">\n                    <a itemprop=\"url\" href=\"https:\/\/contentsecurity.com.au\/guide-to-securing-enterprises-from-deceptive-qr-codes\/\">\n                                                <img decoding=\"async\" itemprop=\"image\" src=\"https:\/\/contentsecurity.com.au\/wp-content\/uploads\/2024\/02\/CS_Web_banners_Qrishing-Guide-for-Enterprises-150x150.jpg\" alt=\"\" \/>\n                    <\/a>\n                <\/div>\n\n\n                <div class=\"latest_post_text\">\n                    <div class=\"latest_post_inner\">\n                        <div class=\"latest_post_text_inner\">\n                            <h5 itemprop=\"name\" class=\"latest_post_title entry_title\"><a itemprop=\"url\" href=\"https:\/\/contentsecurity.com.au\/guide-to-securing-enterprises-from-deceptive-qr-codes\/\">Understanding and Countering QRishing \u2013 A Guide to Securing Enterprises from Deceptive QR Codes\u00a0<\/a><\/h5>\n                            \n                            <span class=\"post_infos\">\n                                                                    <span class=\"date_hour_holder\">\n                                        <span itemprop=\"dateCreated\" class=\"date entry_date updated\">07 February, 2024 <meta itemprop=\"interactionCount\" content=\"UserComments: 0\"\/><\/span>\n                                    <\/span>\n                                \n                                \n                                \n                                \n                                                            <\/span>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/li>\n        \n        <li class=\"clearfix\">\n            <div class=\"latest_post\"  >\n                <div class=\"latest_post_image clearfix\">\n                    <a itemprop=\"url\" href=\"https:\/\/contentsecurity.com.au\/what-should-you-look-for-in-a-premium-soc-service\/\">\n                                                <img decoding=\"async\" itemprop=\"image\" src=\"https:\/\/contentsecurity.com.au\/wp-content\/uploads\/2024\/01\/CS_Web_banners_Premium_SOC_Service-150x150.jpg\" alt=\"\" \/>\n                    <\/a>\n                <\/div>\n\n\n                <div class=\"latest_post_text\">\n                    <div class=\"latest_post_inner\">\n                        <div class=\"latest_post_text_inner\">\n                            <h5 itemprop=\"name\" class=\"latest_post_title entry_title\"><a itemprop=\"url\" href=\"https:\/\/contentsecurity.com.au\/what-should-you-look-for-in-a-premium-soc-service\/\">Unveiling the Secrets: What Should You Look for in a Premium SOC Service?<\/a><\/h5>\n                            \n                            <span class=\"post_infos\">\n                                                                    <span class=\"date_hour_holder\">\n                                        <span itemprop=\"dateCreated\" class=\"date entry_date updated\">12 January, 2024 <meta itemprop=\"interactionCount\" content=\"UserComments: 0\"\/><\/span>\n                                    <\/span>\n                                \n                                \n                                \n                                \n                                                            <\/span>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/li>\n        \n    <\/ul>\n<\/div><\/div><div id=\"text-8\" class=\"widget widget_text\"><h5>Archives<\/h5>\t\t\t<div class=\"textwidget\"><p><a href=\"https:\/\/contentsecurity.com.au\/archive\">View the news archives<\/a><\/p>\n<\/div>\n\t\t<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>The Federal Government is about to change the rules on cybersecurity, and your business needs to take notice.<br \/>\nIn late October 2022, Attorney General Mark Dreyfus announced the plan to raise the fine for any company\u2019s serious or repeated breaches of the Privacy Act to about $50 million \u2013 up from $2.2 million.<br \/>\nHere\u2019s what your business can do to help keep compliant when it comes to cybersecurity.<br \/>\nThese measures are robust. They centre on the implementation strategies for the \u2018Essential 8 Framework\u2019 by the Australian Cyber Security Centre (ACSC). But hackers are usually one step ahead. So, while these measures are a great baseline, they won\u2019t guarantee total protection.<br \/>\nThe ACSC says no single set of mitigation strategies will protect all organisations against all cyber threats. Each business is unique.<\/p>\n","protected":false},"author":5,"featured_media":11374,"comment_status":"closed","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.10 (Yoast SEO v22.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Payment Card Industry Data Security Standard (PCI DSS)<\/title>\n<meta name=\"description\" content=\"The PCI Security Standards Council sets the Payment Card Industry Data Security Standard. That standard aims to ensure safe payment processing worldwide.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/contentsecurity.com.au\/why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why your business must meet these new standards for accepting credit card payments\" \/>\n<meta property=\"og:description\" content=\"The PCI Security Standards Council sets the Payment Card Industry Data Security Standard. That standard aims to ensure safe payment processing worldwide.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/contentsecurity.com.au\/why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments\/\" \/>\n<meta property=\"og:site_name\" content=\"contentsecurity.com.au\" \/>\n<meta property=\"article:published_time\" content=\"2022-12-07T11:49:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-01-18T12:06:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/contentsecurity.com.au\/wp-content\/uploads\/2023\/01\/Content-Secrity-Blog-Why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments-scaled-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1600\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Mark Ratcliffe\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mark Ratcliffe\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/contentsecurity.com.au\/why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments\/\",\"url\":\"https:\/\/contentsecurity.com.au\/why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments\/\",\"name\":\"Payment Card Industry Data Security Standard (PCI DSS)\",\"isPartOf\":{\"@id\":\"https:\/\/contentsecurity.com.au\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/contentsecurity.com.au\/why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/contentsecurity.com.au\/why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/contentsecurity.com.au\/wp-content\/uploads\/2023\/01\/Content-Secrity-Blog-Why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments-scaled-1.jpg\",\"datePublished\":\"2022-12-07T11:49:00+00:00\",\"dateModified\":\"2023-01-18T12:06:09+00:00\",\"author\":{\"@id\":\"https:\/\/contentsecurity.com.au\/#\/schema\/person\/b6a7204ba0c576d69a5cc87576654bc1\"},\"description\":\"The PCI Security Standards Council sets the Payment Card Industry Data Security Standard. That standard aims to ensure safe payment processing worldwide.\",\"breadcrumb\":{\"@id\":\"https:\/\/contentsecurity.com.au\/why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/contentsecurity.com.au\/why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/contentsecurity.com.au\/why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments\/#primaryimage\",\"url\":\"https:\/\/contentsecurity.com.au\/wp-content\/uploads\/2023\/01\/Content-Secrity-Blog-Why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments-scaled-1.jpg\",\"contentUrl\":\"https:\/\/contentsecurity.com.au\/wp-content\/uploads\/2023\/01\/Content-Secrity-Blog-Why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments-scaled-1.jpg\",\"width\":2560,\"height\":1600},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/contentsecurity.com.au\/why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/contentsecurity.com.au\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Why your business must meet these new standards for accepting credit card payments\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/contentsecurity.com.au\/#website\",\"url\":\"https:\/\/contentsecurity.com.au\/\",\"name\":\"contentsecurity.com.au\",\"description\":\"Strengthen your defences with our proven cyber security strategies\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/contentsecurity.com.au\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/contentsecurity.com.au\/#\/schema\/person\/b6a7204ba0c576d69a5cc87576654bc1\",\"name\":\"Mark Ratcliffe\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/contentsecurity.com.au\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/7de65d311e04df860a3d4771de92e70d?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/7de65d311e04df860a3d4771de92e70d?s=96&d=mm&r=g\",\"caption\":\"Mark Ratcliffe\"},\"url\":\"https:\/\/contentsecurity.com.au\/author\/markratcliffe\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Payment Card Industry Data Security Standard (PCI DSS)","description":"The PCI Security Standards Council sets the Payment Card Industry Data Security Standard. That standard aims to ensure safe payment processing worldwide.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/contentsecurity.com.au\/why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments\/","og_locale":"en_US","og_type":"article","og_title":"Why your business must meet these new standards for accepting credit card payments","og_description":"The PCI Security Standards Council sets the Payment Card Industry Data Security Standard. That standard aims to ensure safe payment processing worldwide.","og_url":"https:\/\/contentsecurity.com.au\/why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments\/","og_site_name":"contentsecurity.com.au","article_published_time":"2022-12-07T11:49:00+00:00","article_modified_time":"2023-01-18T12:06:09+00:00","og_image":[{"width":2560,"height":1600,"url":"https:\/\/contentsecurity.com.au\/wp-content\/uploads\/2023\/01\/Content-Secrity-Blog-Why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments-scaled-1.jpg","type":"image\/jpeg"}],"author":"Mark Ratcliffe","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Mark Ratcliffe","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/contentsecurity.com.au\/why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments\/","url":"https:\/\/contentsecurity.com.au\/why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments\/","name":"Payment Card Industry Data Security Standard (PCI DSS)","isPartOf":{"@id":"https:\/\/contentsecurity.com.au\/#website"},"primaryImageOfPage":{"@id":"https:\/\/contentsecurity.com.au\/why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments\/#primaryimage"},"image":{"@id":"https:\/\/contentsecurity.com.au\/why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments\/#primaryimage"},"thumbnailUrl":"https:\/\/contentsecurity.com.au\/wp-content\/uploads\/2023\/01\/Content-Secrity-Blog-Why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments-scaled-1.jpg","datePublished":"2022-12-07T11:49:00+00:00","dateModified":"2023-01-18T12:06:09+00:00","author":{"@id":"https:\/\/contentsecurity.com.au\/#\/schema\/person\/b6a7204ba0c576d69a5cc87576654bc1"},"description":"The PCI Security Standards Council sets the Payment Card Industry Data Security Standard. That standard aims to ensure safe payment processing worldwide.","breadcrumb":{"@id":"https:\/\/contentsecurity.com.au\/why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/contentsecurity.com.au\/why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/contentsecurity.com.au\/why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments\/#primaryimage","url":"https:\/\/contentsecurity.com.au\/wp-content\/uploads\/2023\/01\/Content-Secrity-Blog-Why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments-scaled-1.jpg","contentUrl":"https:\/\/contentsecurity.com.au\/wp-content\/uploads\/2023\/01\/Content-Secrity-Blog-Why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments-scaled-1.jpg","width":2560,"height":1600},{"@type":"BreadcrumbList","@id":"https:\/\/contentsecurity.com.au\/why-your-business-must-meet-these-new-standards-for-accepting-credit-card-payments\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/contentsecurity.com.au\/"},{"@type":"ListItem","position":2,"name":"Why your business must meet these new standards for accepting credit card payments"}]},{"@type":"WebSite","@id":"https:\/\/contentsecurity.com.au\/#website","url":"https:\/\/contentsecurity.com.au\/","name":"contentsecurity.com.au","description":"Strengthen your defences with our proven cyber security strategies","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/contentsecurity.com.au\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/contentsecurity.com.au\/#\/schema\/person\/b6a7204ba0c576d69a5cc87576654bc1","name":"Mark Ratcliffe","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/contentsecurity.com.au\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/7de65d311e04df860a3d4771de92e70d?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/7de65d311e04df860a3d4771de92e70d?s=96&d=mm&r=g","caption":"Mark Ratcliffe"},"url":"https:\/\/contentsecurity.com.au\/author\/markratcliffe\/"}]}},"_links":{"self":[{"href":"https:\/\/contentsecurity.com.au\/wp-json\/wp\/v2\/posts\/11369"}],"collection":[{"href":"https:\/\/contentsecurity.com.au\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/contentsecurity.com.au\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/contentsecurity.com.au\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/contentsecurity.com.au\/wp-json\/wp\/v2\/comments?post=11369"}],"version-history":[{"count":6,"href":"https:\/\/contentsecurity.com.au\/wp-json\/wp\/v2\/posts\/11369\/revisions"}],"predecessor-version":[{"id":11392,"href":"https:\/\/contentsecurity.com.au\/wp-json\/wp\/v2\/posts\/11369\/revisions\/11392"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/contentsecurity.com.au\/wp-json\/wp\/v2\/media\/11374"}],"wp:attachment":[{"href":"https:\/\/contentsecurity.com.au\/wp-json\/wp\/v2\/media?parent=11369"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/contentsecurity.com.au\/wp-json\/wp\/v2\/categories?post=11369"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/contentsecurity.com.au\/wp-json\/wp\/v2\/tags?post=11369"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}